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CareAdvantage

Preferred (HMO)

The CareAdvantage Preferred (HMO) Plan is our $0 premium plan, designed for those who want a low cost Medicare option without compromising on coverage. Plan highlights:

  • $0 monthly premium and $0 medical deductible
  • $1,500 of dental coverage—the state's leading dental benefit
  • $0 tier 6 vaccines, Rx deductible and select generic drugs
  • $350 CarePerks health and wellness allowance
  • Prescription drug coverage also included
  • No in-network referrals required

Have Questions? Call Now:

1-844-267-1361
(TTY: 711)

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$0.00 per month
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Select a scenario below to see how your CareAdvantage Preferred plan can save you more than Original Medicare.

Plan Essentials

Deductible

$0

Maximum Out of Pocket Cost

$6,700

Routine Doctor Visits and Checkups

Doctor Co-Pay

$0 per visit

Cardiovascular Screening

$0 per annual visit

Cancer Screening (Colorectal, Prostate, Breast)

$0 per annual visit

Routine Vision Exam

$15 per annual visit

Eyewear Benefit

$150 annual allowance

Routine Hearing Exam

$45 per annual visit

Specialty Visits, Surgery, and Exams

Specialist Co-Pay

$45

Physical, Occupational, and Speech Therapy

$40

Laboratory Services

$0 - $5

X-Rays

$0 - $10

Diagnostic Procedures

$0 - $30

Diagnostic Radiology Services

$60 - $250

Outpatient Surgery

$350 per day

Unforeseen Care, Emergency Services, and Hospital Stays

Urgent Care

$0 - $45 per visit

Ambulance Rides and Services

$300 per day

Emergency Room Visits

$90 per visit

Inpatient Hospital Coverage

$475 per day for days 1-4; $0 per day for day 5 and beyond

Drugs and Drug Deductibles

Drug costs shown for Tier 1 and Tier 2 are reflective of Preferred Pharmacy pricing. Please use our Preferred Pharmacy Directory at carepartnersct.com/pharmacy to find a location near you.

Drug Deductible

$0

Tier 1

Initial Coverage Stage
$0 for 30 day retail supply; $0 for 90 day mail order supply
During Coverage Gap Stage
25% of the cost of the brand name drugs; 25% of the cost of the generic drugs
During Catastrophic Coverage Stage
The greater of $3.60 generic, $8.95 brand or 5% of cost

Tier 2

Initial Coverage Stage
$10 for 30 day retail supply; $20 for 90 day mail order supply
During Coverage Gap Stage
25% of the cost of the brand name drugs; 25% of the cost of the generic drugs
During Catastrophic Coverage Stage
The greater of $3.60 generic, $8.95 brand or 5% of cost

Tier 3

Initial Coverage Stage
$47 for 30 day retail supply; $94 for 90 day mail order supply
During Coverage Gap Stage
25% of the cost of the brand name drugs; 25% of the cost of the generic drugs
During Catastrophic Coverage Stage
The greater of $3.60 generic, $8.95 brand or 5% of cost

Tier 4

Initial Coverage Stage
$100 for 30 day retail supply; $200 for 90 day mail order supply
During Coverage Gap Stage
25% of the cost of the brand name drugs; 25% of the cost of the generic drugs
During Catastrophic Coverage Stage
The greater of $3.60 generic, $8.95 brand or 5% of cost

Tier 5

Initial Coverage Stage
33% of cost
During Coverage Gap Stage
25% of the cost of the brand name drugs; 25% of the cost of the generic drugs
During Catastrophic Coverage Stage
The greater of $3.60 generic, $8.95 brand or 5% of cost

Tier 6

Vaccines
$0

Benefits

Embedded Dental Benefits

$1,500 of dental coverage every year. $0 copy for preventive visits and services (e.g. cleanings, x-rays). 50% coinsurance on bridges, dentures, crowns and more. Access to thousands of dentists across the region. No waiting period. (Limited network under Dominion National)

CarePerks Health & Wellness Allowance

$350 CarePerks health and wellness allowance. ($150 reimbursement towards weight management programs like WeightWatchers, Jenny Craig, and hospital-based programs. $200 wellness benefit good towards a fitness tracker once every 3 years, a membership at a qualified health club or fitness facility, yoga classes, memory fitness, nutritional programs and weight management programs).

SilverSneakers Membership

You receive a SilverSneakers fitness membership at no additional cost giving you access to 16,000+ gyms nationwide, trained instructors, classes and health and nutrition tips with exercise videos.

Over-The-Counter (OTC) Bonus

Not included.

Hearing Aid Benefit

You are covered for up to 2 hearing aids per year, 1 aid per ear. Different copays apply.
$250 Standard Level
$475 Superior Level
$650 Advanced Level
$850 Advanced Plus Level
$1,150 Premier Level

Weight Management Programs

See “CarePerks Health & Wellness Allowance” above.

Wellness Allowance

See “CarePerks Health & Wellness Allowance” above.

Deductible

$0

Maximum Out of Pocket Cost

$6,700

Doctor Co-Pay

$0 per visit

Cardiovascular Screening

$0 per annual visit

Cancer Screening (Colorectal, Prostate, Breast)

$0 per annual visit

Routine Vision Exam

$15 per annual visit

Eyewear Benefit

$150 annual allowance

Routine Hearing Exam

$45 per annual visit

Specialist Co-Pay

$45

Physical, Occupational, and Speech Therapy

$40

Laboratory Services

$0 - $5

X-Rays

$0 - $10

Diagnostic Procedures

$0 - $30

Diagnostic Radiology Services

$60 - $250

Outpatient Surgery

$350 per day

Urgent Care

$0 - $45 per visit

Ambulance Rides and Services

$300 per day

Emergency Room Visits

$90 per visit

Inpatient Hospital Coverage

$475 per day for days 1-4; $0 per day for day 5 and beyond
Drug costs shown for Tier 1 and Tier 2 are reflective of Preferred Pharmacy pricing. Please use our Preferred Pharmacy Directory at carepartnersct.com/pharmacy to find a location near you.

Drug Deductible

$0

Tier 1

Preferred Generic Drugs
$0 for 30 day retail supply; $0 for 90 day mail order supply
During Coverage Gap Stage
25% of the cost of the brand name drugs; 25% of the cost of the generic drugs
During Catastrophic Coverage Stage
The greater of $3.60 generic, $8.95 brand or 5% of cost

Tier 2

Non-Preferred Generic Drugs
$10 for 30 day retail supply; $20 for 90 day mail order supply
During Coverage Gap Stage
25% of the cost of the brand name drugs; 25% of the cost of the generic drugs
During Catastrophic Coverage Stage
The greater of $3.60 generic, $8.95 brand or 5% of cost

Tier 3

Preferred Brand Name Drugs
$47 for 30 day retail supply; $94 for 90 day mail order supply
During Coverage Gap Stage
25% of the cost of the brand name drugs; 25% of the cost of the generic drugs
During Catastrophic Coverage Stage
The greater of $3.60 generic, $8.95 brand or 5% of cost

Tier 4

Non-Preferred Drugs (includes Brand Name and Generic)
$100 for 30 day retail supply; $200 for 90 day mail order supply
During Coverage Gap Stage
25% of the cost of the brand name drugs; 25% of the cost of the generic drugs
During Catastrophic Coverage Stage
The greater of $3.60 generic, $8.95 brand or 5% of cost

Tier 5

Specialty Drugs
33% of cost
During Coverage Gap Stage
25% of the cost of the brand name drugs; 25% of the cost of the generic drugs
During Catastrophic Coverage Stage
The greater of $3.60 generic, $8.95 brand or 5% of cost

Weight Management Programs

SilverSneakers Membership

You receive a SilverSneakers fitness membership at no additional cost giving you access to 16,000+ gyms nationwide, trained instructors, classes and health and nutrition tips with exercise videos.

Preventive Dental Allowance

Hearing Aid Benefit

You are covered for up to 2 hearing aids per year, 1 aid per ear. Different copays apply.
$250 Standard Level
$475 Superior Level
$650 Advanced Level
$850 Advanced Plus Level
$1,150 Premier Level